Terms and Conditions Of Use:  

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE: 

The following terms and conditions govern your use of this web site, and any content made available from or through this web site, including any sub domains thereof. We may change the Terms and Conditions from time to time, at any time without notice to you, by posting such changes on the Web Site. By using the website, you accept and agree to these terms and conditions as applied to your use of the website. If you do not agree to these Terms and Conditions, you may not access or otherwise use the Web Site. 

Limited License: 

You may access and view the content on the Web Site on your computer or other device and, unless otherwise indicated in these Terms and Conditions or on the Web Site, make single copies or prints of the content on the Web Site for your personal, internal use only. Use of the Web Site and the services offered on or through the Web Site, are only for your personal, non-commercial use. Your use of the Web Site does not grant to you ownership of any content, code, data or materials you may access on or through the Web Site. 

Prohibited Use: 

Any commercial or promotional distribution, publishing or exploitation of the Web Site, or any content, code, data or materials on the Web Site, is strictly prohibited unless you have received the express prior written permission from authorized personnel of Incomebusinessexpert.com or the otherwise applicable rights holder. Other than as expressly allowed herein, you may not download, post, display, publish, copy, reproduce, distribute, transmit, modify, perform, broadcast, transfer, create derivative works from, sell or otherwise exploit any content, code, data or materials on or available through the Web Site. You further agree that you may not alter, edit, delete, remove, otherwise change the meaning or appearance of, or repurpose, any of the content, code, data, or other materials on or available through the Web Site, including, without limitation, the alteration or removal of any trademarks, trade names, logos, service marks, or any other proprietary content or proprietary rights notices. You acknowledge that you do not acquire any ownership rights by downloading any copyrighted material from or through the Web Site. If you make other use of the Web Site, or the content, code, data or materials thereon or available through the Web Site, except as otherwise provided above, you may violate copyright and other laws of the United States, other countries, as well as applicable state laws and may be subject to liability for such unauthorized use. 

User Information: 

In the course of your use of the Web Site and/or the services made available on or through the Web Site, you may be asked to provide certain personalized information to us (such information referred to hereinafter as “User Information”). Information collection and use policies with respect to the privacy of such User Information are set forth in the Web Site’s Privacy Policy which is incorporated herein by reference for all purposes. You acknowledge and agree that you are solely responsible for the accuracy and content of User Information. 

Prohibited User Conduct: 

You warrant and agree that, while using the Web Site and the various services and features offered on or through the Web Site, you shall not: impersonate any person or entity or misrepresent your affiliation with any other person or entity; insert your own or a third party’s advertising, branding or other promotional content into any of the Web Site’s content, materials or services (for example, without limitation, in an RSS feed or a podcast received from Incomebusinessexpert.com or otherwise through the Web Site), or use, redistribute, republish or exploit such content or service for any further commercial or promotional purposes; or attempt to gain unauthorized access to other computer systems through the Web Site. You shall not: engage in spidering, “screen scraping,” “database scraping,” harvesting of e-mail addresses, wireless addresses or other contact or personal information, or any other automatic means of obtaining lists of users or other information from or through the Web Site or the services offered on or through the Web Site, including without limitation any information residing on any server or database connected to the Web Site or the services offered on or through the Web Site; obtain or attempt to obtain unauthorized access to computer systems, materials or information through any means; use the Web Site or the services made available on or through the Web Site in any manner with the intent to interrupt, damage, disable, overburden, or impair the Web Site or such services, including, without limitation, sending mass unsolicited messages or “flooding” servers with requests; use the Web Site or the Web Site’s services or features in violation of Incomebusinessexpert.com or any third party’s intellectual property or other proprietary or legal rights; or use the Web Site or the Web Site’s services in violation of any applicable law. You further agree that you shall not attempt (or encourage or support anyone else’s attempt) to circumvent, reverse engineer, decrypt, or otherwise alter or interfere with the Web Site or the Web Site’s services, or any content thereof, or make any unauthorized use thereof. You agree that you shall not use the Web Site in any manner that could damage, disable, overburden, or impair the Web Site or interfere with any other party's use and enjoyment of the Web Site or any of its services. You shall not obtain or attempt to obtain any materials or information through any means not intentionally made publicly available or provided for through the Web Site. 

Linking to the Web Site: 

You agree that if you include a link from any other web site to the Web Site, such link shall open in a new browser window and shall link to the full version of an HTML formatted page of this Web Site. You are not permitted to link directly to any image hosted on the Web Site or our services, such as using an “in-line” linking method to cause the image hosted by us to be displayed on another web site. You agree not to download or use images hosted on this Web Site on another web site, for any purpose, including, without limitation, posting such images on another site. You agree not to link from any other web site to this Web Site in any manner such that the Web Site, or any page of the Web Site, is “framed,” surrounded or obfuscated by any third party content, materials or branding. We reserve all of our rights under the law to insist that any link to the Web Site be discontinued, and to revoke your right to link to the Web Site from any other web site at any time upon written notice to you. 

Orders for Products and Services: 

We may make certain products available to visitors and registrants of the Web Site. If you order any products, you hereby represent and warrant that you are 18 years old or older. You agree to pay in full the prices for any purchases you make either by credit/debit card concurrent with your online order or by other payment means acceptable to forexcurrencyexpert.com. You agree to pay all applicable taxes. If payment is not received by us from your credit or debit card issuer or its agents, you agree to pay all amounts due upon demand by us. Certain products that you purchase and/or download on or through the Web Site may be subject to additional terms and conditions presented to you at the time of such purchase or download. 

Third Party Web Sites: 

You may be able to link from the Web Site to third party web sites and third party web sites may link to the Web Site (“Linked Sites”). You acknowledge and agree that we have no responsibility for the information, content, products, services, advertising, code or other materials which may or may not be provided by or through Linked Sites, even if they are owned or run by affiliates of ours. Links to Linked Sites do not constitute an endorsement or sponsorship by us of such web sites or the information, content, products, services, advertising, code or other materials presented on or through such web sites. The inclusion of any link to such sites on our Site does not imply Incomebusinessexpert.com’s endorsement, sponsorship, or recommendation of that site. Incomebusinessexpert.com disclaims any liability for links from another web site to this Web Site and to another web site from this Web Site. Incomebusinessexpert.com cannot guarantee the standards of any web site to which links are provided on this Web Site nor shall Incomebusinessexpert.com be held responsible for the contents of such sites, or any subsequent links. Incomebusinessexpert.com does not represent or warrant that the contents of any third party web site is accurate, compliant with state or federal law, or compliant with copyright or other intellectual property laws. Also, Incomebusinessexpert.com is not responsible for or any form of transmission received from any linked web site. Any reliance on the contents of a third party web site is done at your own risk and you assume all responsibilities and consequences resulting from such reliance. 

DISCLAIMER OF WARRANTIES: 

The web site, including, without limitation, all services, content, functions and materials provided through the web site, are provided "as is," "as available," without warranty of any kind, either express or implied, including, without limitation, any warranty for information, data, data processing services, uptime or uninterrupted access, any warranties concerning the availability, playability, display ability, accuracy, precision, correctness, thoroughness, completeness, usefulness, or content of information, and any warranties of title, non-infringement, merchantability or fitness for a particular purpose, and we hereby disclaim any and all such warranties, express and implied. Incomebusinessexpert.com does not warrant that the web site or the services, content, functions or materials provided through the web site will be timely, secure, uninterrupted or error free, or that defects will be corrected. We make no warranty that the web site or the provided services will meet users’ requirements. no advice, results or information, whether oral or written, obtained by you from us or through the web site shall create any warranty not expressly made herein. Incomebusinessexpert.com also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your equipment on account of your access to, use of, or browsing in the web site or your downloading of any materials, data, text, images, video content, or audio content from the web site. If you are dissatisfied with the web site, your sole remedy is to discontinue using the web site. 

We try to ensure that the information posted on the web site is correct and up-to-date. We reserve the right to change or make corrections to any of the information provided on the web site at any time and without any prior warning. Incomebusinessexpert.com neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement on the web site, nor for any offensive, defamatory, obscene, indecent, unlawful or infringing posting made thereon by anyone other than authorized Incomebusinessexpert.com employee spokespersons while acting in their official capacities (including, without limitation, other users of the web site). It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the web site. please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content, including but not limited to financial, health, or lifestyle information, opinion, advice or other content. 

LIMITATION OF LIABILITY: 

In no event, including but not limited to negligence, shall Incomebusinessexpert.com, or any of its directors, officers, employees, agents or content or service providers (collectively, the “protected entities”) be liable for any direct, indirect, special, incidental, consequential, exemplary or punitive damages arising from, or directly or indirectly related to, the use of, or the inability to use, the web site or the content, materials and functions related thereto, your provision of information via the web site, lost business or lost sales, even if such protected entity has been advised of the possibility of such damages. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages so some of the above limitations may not apply to certain users. In no event shall the protected entities be liable for or in connection with any content posted, transmitted, exchanged or received by or on behalf of any user or other person on or through the web site. In no event shall the total aggregate liability of the protected entities to you for all damages, losses, and causes of action (whether in contract or tort, including, but not limited to, negligence or otherwise) arising from the terms and conditions or your use of the web site exceed, in the aggregate, the amount, if any, paid by you to Incomebusinessexpert.com for your use of the web site or purchase of products via the web site. 

Applicable Laws: 

We control and operate the Web Site from the United States of America. We do not represent that materials on the Web Site are appropriate or available for use in other locations. Persons who choose to access the Web Site from other locations do so on their own initiative, and are responsible for compliance with local laws, if and to the extent local laws are applicable. All parties to these terms and conditions waive their respective rights to a trial by jury. 

Changes to Terms of Use: 

Incomebusinessexpert.com reserves the right, at its sole discretion, to change, modify, add or remove any portion of the Terms and Conditions, in whole or in part, at any time. Changes in the Terms and Conditions will be effective when posted. Your continued use of the Web Site and/or the services made available on or through the Web Site after any changes to the Terms and Conditions are posted will be considered acceptance of those changes. 

Miscellaneous: 

The Terms and Conditions, and the relationship between you and us, shall be governed by the laws of the U.S.A. State that the owner of Incomebusinessexpert.com resides in, without regard to conflict of law provisions. You agree that any cause of action that may arise under the Terms and Conditions shall be commenced and be heard in the appropriate court in the State that the owner of Incomebusinessexpert.com resides in. You agree to submit to the personal and exclusive jurisdiction of the courts located within that State. Our failure to exercise or enforce any right or provision of the Terms and Conditions shall not constitute a waiver of such right or provision. If any provision of the Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms and Conditions remain in full force and effect. 

Medical Disclaimer: 

This website contains general information about medical conditions and treatments. The information is not advice, and should not be treated as such. The medical information on this website is provided “as is” without any representations or warranties, express or implied. Incomebusinessexpert.com makes no representations or warranties in relation to the medical information on this website. 

Without prejudice to the generality of the foregoing paragraph, Incomebusinessexpert.com does not warrant that: 

• the medical information on this website will be constantly available, or available at all; or 
• the medical information on this website is complete, true, accurate, up-to-date, or non-misleading. 

You must not rely on the information on this website as an alternative to medical advice from your doctor or other professional healthcare provider. If you have any specific questions about any medical matter you should consult your doctor or other professional healthcare provider. If you think you may be suffering from any medical condition you should seek immediate medical attention. You should never delay seeking medical advice, disregard medical advice, or discontinue medical treatment because of information on this website. Nothing in this medical disclaimer will limit any of our liabilities in any way that is not permitted under applicable law, or exclude any of our liabilities that may not be excluded under applicable law. 

Affiliate Disclosure: 

Be aware that the owner of Incomebusinessexpert.com may obtain monetary compensation for the sale of products or services on which information is provided here. The owner is an independent entity and not part of the company that is a merchant to any of the products or services discussed on this website. The website owner recommends that claims on the website or any other should be independently validated by the consumer based on their own personal circumstances. 

Updated 4/1/2011